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READ Enterprises Holding LLC

READ Enterprises Holding LLC

Revolutionary risk management disrupting the $1.5 trillion Student Debt market seeks Partners

This company and others may be fundraising.

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Company Overview

  • READ has developed a unique risk management approach to the US student loan crisis that will help millions of borrowers to get out of the student debt trap.

  • READ is the only provider in the market that offers a holistic risk assessment geared toward young student debt holders.
  • READ creates fully tailored solutions and looks at each borrower individually. Our dynamic model takes multiple factors into consideration such as e.g. earnings potential, cost of living, unemployment & disability risk, as well as behavioral factors.
  • READ does not rely on interest rates or credit scores. Once integrated into a fully regulated financial product, READ offers a unique solution that

  1. addresses the financial, psychological and economic consequences associated with student debt,
  2. combines debt repayments with savings allocations, unemployment insurance and smart budgeting tools,
  3. benefits an immediate market of at least 5.6 million borrowers corresponding to $175 billion in outstanding student loans,
  4. creates fully customized payment plans that adjust dynamically based on changing circumstances,
  5. allows to freeze the nominal debt amount at the current level through a built-in collective insurance pool (no compounding interests in case of default), and
  6. helps our clients to save for the future and build up an emergency and savings fund.
  • Over the next 12 to 18 months we seek investment partners to fund up to $5 million in exchange for 25% percent in the business. For this initial seed round we aim to raise up to $1 million for 12% in the company.

Pitch Deck


  • Aggregated Social Media followers: over 2500 (after 2 weeks post launch) and growing daily.

    March, 2019
  • Successfully grew team from zero to a dozen within 12 months

    March, 2019
  • Successfully closed a pre-funding round over $100k

    December, 2018
  • Successfully conducted a statistically relevant survey with 500 participants, resulting in an overall approval rate of over 70%

    November, 2018